The Wells Fargo Lively Cash℠ Card ticks all the usual rewards card boxes with all the things from buy benefits to an intro interest charge provide.
Endless 2% cash back again rewards
Cardholders get paid an endless 2% hard cash back again on each order, with no groups to activate or earnings limitations to observe. While there are a few other hard cash back again cards out there with the exact rewards charge, the Wells Fargo Lively Cash℠ Card stands out with its simplicity.
When you happen to be comparing credit history playing cards with comparable hard cash again, you can see that most have some type of capture. You both have to redeem your rewards in a certain way, or there are various steps to earn the entire 2%. The Wells Fargo Lively Cash℠ Card won’t do any of that. You can expect to earn the exact same money again on each and every obtain when you make it, and you can redeem that cash again for anything from statement credits to present playing cards.
$200 indicator-up bonus
New Wells Fargo Active Cash℠ Card holders can earn a $200 sign-up bonus for expending just $1,000 on their card in the first three months. Not only is this a pretty aggressive sign-up reward for a card with no yearly charge, but it can be also one particular of the items that sets this Wells Fargo credit card aside from other 2% playing cards.
15-month % APR intro provide
A further matter that tends to make the Wells Fargo Energetic Cash℠ Card unique from other income again credit rating playing cards is the % intro APR present. New cardholders can enjoy % APR on the two new purchases and qualified balance transfers for a full 15 months. That is a great provide, even when compared to cards promoted just for % APR.
Keep in head that only equilibrium transfers manufactured in the first 120 times will qualify for the minimized interest fee. You will find also a balance transfer charge that will implement to all transfers.
No once-a-year price
In lots of instances, large benefits fees suggest high yearly fees. Not with the Wells Fargo Active Cash℠ Card. The card has no once-a-year rate, which signifies you won’t need to have to pay just to preserve your account open.
Whilst having no annual charge is fantastic for any cardholder, it really is actually excellent for benefits maximizers who want the Wells Fargo Lively Cash℠ Card for those couple of purchases that really don’t match neatly into typical bonus groups. You may be capable to hang on to the card for no cost, even if you are not using it each day.
With the selling price of a common cellphone in the hundreds of pounds, obtaining some type of insurance is a superior strategy. With this Wells Fargo card, you can get built-in cellphone safety just by shelling out your cellphone monthly bill with your card. The security addresses your mobile phone in the event of theft, destruction, or “involuntary and accidental parting.” You can get up to $600 per declare — minus a $25 deductible — and up to two statements for every 12-thirty day period period of time.