Redeem Chase Points for Apple Products With up to a 50% Bonus

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  • Chase is offering a bonus when you redeem points to purchase Apple products through Ultimate Rewards.
  • You’ll get a 10% to 50% bonus (1.1 to 1.5 cents per point) depending on the Chase card you have.
  • The Chase Ultimate Rewards Apple promotion runs through November 30, 2021.
  • Read Insider’s guide to the best rewards credit cards.

The holiday shopping season is upon us, and if a new phone or gadget is on your list, you could get a better deal when you redeem points to purchase Apple products through the Chase Ultimate Rewards portal.

Normally, your Ultimate Rewards points are worth 1 cent apiece toward Apple purchases made through Chase, but through November 30, 2021, they’re worth 1.1 to 1.5 cents each, depending on the card you have.

Read more: How to earn, redeem, and maximize Chase Ultimate Rewards points

Using credit card points to buy holiday gifts is a good way to save money if you’re trying to cut costs, but you’ll typically get a lower value than if you used points for other redemptions, like transfers to airline and hotel partners.

However, with this bonus, it could make more sense. Here’s what to know about the promotion.

Buy Apple products using Chase points with a bonus

Regular APR

15.99%-22.99% Variable

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  • Pros & Cons
  • Details

  • Pros
    • High sign-up bonus starts you off with lots of points
    • Strong travel coverage
    • Doesn’t offer a Global Entry/TSA PreCheck application fee credit
    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.
    • Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
    • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
    • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Activate by 12/31/21.
    • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
    • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

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    If you have a Chase Ultimate Rewards earning card, you can redeem your points directly for Apple products through the Apple Ultimate Rewards store. Most popular items, like MacBooks, iPhones, AirPods, and iPads, are offered through the portal, and the pricing is in line with what you’ll see on Apple’s website.

    Instead of getting a value of 1 cent per point when you redeem this way, this promotion offers a 10% to 50% bonus, depending on the card you have:

    The bonus you’ll receive might look familiar — it’s similar to the value you’ll receive when you redeem points toward purchases in eligible categories through Pay Yourself Back. In the case of the Chase Sapphire Reserve®, Chase Sapphire Preferred® Card, and Ink Business Preferred® Credit Card, it’s also the same rate you’d get by redeeming points for travel booked through the Chase Ultimate Rewards portal.

    Read more: If you’re shopping for the holidays, these 6 credit cards can get you the most points or cash back

    This isn’t the only limited-time bonus in the mix for Chase cardholders right now. The issuer also announced its Chase Freedom Month of More promotion for November, which includes this Apple bonus plus new Pay Yourself Back categories, discounts on gift card redemptions, and extra points with eligible merchants through the Chase shopping portal.

    Featured credit cards from our partners

    Featured Reward

    125,000 bonus points and 1 free night award (value up to 50,000 points) after spending $5,000 on purchases in the first 3 months from account opening

    Featured Reward

    $200 after spending $500 on purchases in the first three months from account opening

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